FDIC INSURED
BANK GRADE SECURITY
99.99% UPTIME
Built Exclusivelyfor the Public Sector
Financing & Lending for Government Contractors
TBM provides specialized banking and financing solutions for small and medium-sized businesses serving federal, state, local, and quasi-government agencies—helping contractors manage cash flow, fund operations, and pursue new opportunities with confidence.
Government Contractors
The Contract Is Awarded. The Expenses Start Now.
Government contracts can create significant opportunities—but the timing between winning a contract, performing the work, and receiving payment can place pressure on working capital.
Financing That Moves at the Speed of Opportunity.
TBM understands the unique financial demands contractors face—from delayed payment cycles and mobilization expenses to procurement requirements and rapid contract growth.
Our financing solutions are designed to provide the liquidity and flexibility businesses need throughout the contract lifecycle.
From First Contract to Next-Level Growth.
01 — Mobilize
Access capital to prepare for newly awarded contracts.
02 — Operate
Support payroll, procurement, materials, and ongoing expenses.
03 — Scale
Build the financial capacity to pursue larger and multiple contracts.
04 — Expand
Finance acquisitions, equipment, and strategic growth opportunities.
Capital Solutions Built Around Your Business.
WORKING CAPITAL & CASH FLOW
-
Contract Financing
-
Purchase Order Financing
-
Lines of Credit
-
Mobilization Capital
-
Working Capital
-
Invoice Factoring
GROWTH & ASSET FINANCING
-
Mergers & Acquisition Financing
-
Asset-Based Lending
-
Term Loans
-
Contractor Credit Cards
SPECIALIZED FINANCING
-
Trade Finance
-
Loan Guarantees
-
SBA Lending Solutions
-
Tax Credit, Refund & Incentive Financing
A Different Kind of Financial Partner
Your Next Contract Shouldn't Outgrow Your Capital.
Traditional lending models don't always reflect the realities of government contracting. TBM takes a more informed approach—considering contract structures, payment cycles, operational requirements, and growth opportunities when helping clients evaluate financing solutions.
