FDIC INSURED
BANK GRADE SECURITY
99.99% UPTIME
Built Exclusivelyfor the Public Sector
Move Money. Move Business Forward.
TBM delivers secure, scalable payment solutions built for government entities, contractors, public institutions, and organizations operating throughout the public-sector economy.
From everyday transactions to complex domestic and international payments, TBM helps organizations move funds efficiently while improving visibility, control, and financial operations.

Modern Payment Infrastructure.
Public-sector payments can involve complex networks of agencies, contractors, suppliers, institutions, and financial partners. TBM brings these transactions together through modern payment infrastructure designed to simplify workflows and accelerate the movement of funds.

Pay
Move funds securely through ACH, wires, virtual payments, and other payment channels.

Automate
Reduce manual processes with integrated payables and treasury-connected workflows.

Control
Strengthen authorization, oversight, and fraud-prevention capabilities.

See
Gain greater visibility into transactions, payment activity, and cash movement.
One Platform. Multiple Ways to Move Money.
ACH & Wire Payments
Secure solutions for efficiently moving funds between organizations and accounts.
Vendor & Supplier Payments
Streamlined payments designed around complex vendor and supplier relationships.
Integrated Payables
Connect payment workflows with broader treasury and financial operations.
Virtual Card Solutions
Flexible digital payment capabilities offering greater control and visibility.
Treasury Payment Automation
Automate routine payment processes and connect transactions with treasury operations.
Fraud Prevention & Controls
Tools designed to strengthen payment security and reduce unauthorized activity.
Real-Time Payments
Modern payment infrastructure supporting faster movement of funds.
Cross-Border Payments
Solutions designed to facilitate international public-sector and institutional transactions.

Commercial Card Solutions
TBM commercial card solutions are purpose-built for government contractors and organizations operating throughout the public-sector supply chain.
From procurement and project expenses to travel, fleet operations, and everyday business spending, TBM helps organizations centralize expenses while improving control, visibility, and working capital flexibility.
More Control Behind Every Transaction.
P-Card solutions help public-sector organizations and approved vendors simplify procurement, reduce manual purchasing processes, strengthen spending controls, and increase payment transparency.
Procurement Cards • Travel & Fleet Cards • Virtual Procurement • Spend Controls • Program Administration • Supplier Automation

Financial Operations Without Borders.
TBM provides foreign exchange and cross-border payment solutions for municipalities, public agencies, sovereign entities, universities, and government contractors operating internationally.
From global procurement and infrastructure projects to grants, trade, and international operations, TBM supports spot foreign exchange, international wires, cross-border payments, and multi-currency settlement.
Multi-Currency Capabilities Across 22+ Currencies
USD · GBP · CAD · EUR · AED · CHF · NOK · CNY · AUD · PHP + MORE ·

The Accounts Behind Your Financial Operations.
TBM offers a range of account solutions designed to support everyday operations, liquidity management, reserves, and longer-term financial objectives.
Checking & Operating Accounts
Built around everyday organizational banking and transaction needs.
Savings
Flexible solutions for maintaining and managing organizational reserves.
Money Market Accounts
Solutions designed to balance liquidity with broader cash-management objectives.
Certificates of Deposit
Term-based deposit solutions for capital not required for immediate operations.

