FDIC INSURED
BANK GRADE SECURITY
99.99% UPTIME
Built Exclusivelyfor the Public Sector
Treasury & Cash Management
TBM delivers modern treasury and liquidity solutions designed to give public-sector entities, contractors, nonprofits, and institutional organizations greater visibility, control, and efficiency across their financial operations.

Solutions Designed Around How You Operate.

Liquidity Management
Solutions designed to improve liquidity visibility and optimize available cash.

ACH & Wire Services
Efficient tools for securely moving funds and managing critical transactions.

Positive Pay & Fraud Controls
Added controls designed to help identify unauthorized activity and protect accounts.

Lockbox Services
Streamlined receivables processing designed to improve efficiency and cash flow.

Cash Forecasting
Greater insight into expected cash positions to support informed financial decisions.

Integrated Payables & Receivables
Connected solutions that simplify incoming and outgoing payment workflows.

Escrow & Custodial Solutions
Structured account solutions for funds requiring specialized oversight.

Commercial Deposits & Operating Accounts
Core banking infrastructure built around day-to-day organizational needs.
Greater Visibility. Greater Control.
Managing liquidity requires more than simply knowing what's in the bank. TBM combines modern treasury technology with public-sector financial expertise to help organizations better understand cash positions, automate critical workflows, and strengthen financial controls.
01 — Optimize Liquidity
Put available capital to work while maintaining access to the funds your organization needs.
02 — Improve Cash Visibility
Gain a clearer view of cash positions and financial activity across your organization.
03 — Strengthen Financial Controls
Create more efficient processes while helping protect accounts and reduce financial risk.

Treasury Infrastructure
TBM supports the accounts, payment infrastructure, and treasury capabilities organizations rely on every day:
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Operating and treasury accounts
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ACH
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Wires
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Sweeps
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Lockbox services
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Escrow
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Merchant services
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Virtual accounts.

